Kitchen Remodel Financing Houston: Affordable Payment Options

Multiple financing options for Houston kitchen remodeling. Low rates, easy approval, flexible terms.

Published February 10, 2026 | 15 min read

Houston Kitchen Remodel Financing Options

Don't let budget constraints delay your dream kitchen. Tell Projects offers multiple financing solutions including 0% APR promotions, home equity loans, personal loans, and flexible payment plans.

Financing Options Available

  • 0% APR Financing: 12-24 month promotions, quick approval (24-48 hours), credit scores 650+
  • Home Equity Loan: 5-10% fixed rate, borrow $25K-$100K, tax-deductible interest
  • HELOC: Variable rate line of credit, draw as needed, flexibility for phased projects
  • Personal Loan: $5K-$50K unsecured, 7-15% APR, no home equity required
  • Contractor Payment Plans: Milestone-based payments spread across project timeline

How to Qualify

Most Houston homeowners qualify with 620+ credit score and stable income. Home equity financing requires 20%+ equity. Tell Projects works with multiple lenders to find the best rates.

Ready to Start Your Houston Remodeling Project?

Tell Projects has helped over 1,000 Houston homeowners achieve their dream kitchens and bathrooms. Licensed contractors, transparent pricing, and quality workmanship guaranteed.

Call (832) 591-7991 for Free Quote